LIC JEEVAN SARAL CHART PDF

The policy offers various benefits like flexibility in choosing the premium, tenure of the policy, tax benefits, loyalty additions, various riders and is aimed at investors who would like to get guaranteed returns from their investment. Also, unlike other LIC policies, this policy also gives back the premium amount along with sum assured on death. One can choose the premium on a monthly, quarterly, half-yearly or yearly basis as per their convenience. In case one dies before the maturity period, the family nominees of the policyholder will get the following things.

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For calculation of maturity amount, this maturity calculator calculates maturity sum assured as per entered Age at the time of purchase, Term and Premium and adds Loyalty addition to provide approx maturity value. This Loyalty Addtion is based on yearly premium bands and policy term.

Following table provides Loyalty Addition rates for Financial Year Nitin Garg Wrote : InvestoBite Replied : Loyalty Additions per thousand of maturity sum assured MSA is declared every year and the same will be applicable for maturity or death claim. Write Comment Reply. Vijay Patil Wrote : Its yearly EMI is How many amount will be released against the policy. InvestoBite Replied : Please find your death sum assured and policy term on your policy receipt or policy document and use above calculator.

Mayur waghmode Wrote : Is loyalty addition for jivan saral is added every year till maturity? Or it's only one time addition at maturity. InvestoBite Replied : It is one time addition to maturity sum assured MSA and added in case of death or maturity.

It is also added on time in case of surrender. Kulbir Wrote : I think this calculator is not showing correctly. I calculated for ten years and it is showing the maturity equals to paid up premiums only. InvestoBite Replied : What are your policy details premium, term and age at the time of purchase?

Rahul banerjee Wrote : Latest declared rates are given above. Sabyasachi Ghosh Wrote : I have a Jeeva Saral Plan policy bought on 18th Dec when my age was 44 years with a term of 16 yrs.

The sum assured is Rs How can the Maturity value be less than Sum Assured? Is this correct? InvestoBite Replied : In your case, is death sum assured which is minimum guaranteed amount to be paid in case of death during policy term and it times of monthly premium for all ages up to 49 , while maturity sum assured of this particular plan depends premium, term and age.

You may find your Maturity Sum Assured on your policy document. InvestoBite Replied : Please contact your branch for surrender value. InvestoBite Replied : Your Sum assured Death Sum assured is , please use above calculator to know approx maturity yourself.

Kuldip singh Wrote : InvestoBite Replied : Loyalty rate is available for policies with up to 16 years policy term, please use it. Dilip Kumar Wrote : Lic table no. Maine plan me liya hai or mera dob. Mai rs half year primiam jama krta hu. Mujhe last time kitna labh milega. InvestoBite Replied : Please find your sum assured and term on policy document and use above calculator. Souvik chakraborty Wrote : Jagat ram Wrote : InvestoBite Replied : Please use above calculator to calculate your maturity amount.

Loyalty Addition rate for policy up to 15 years term has been declared and above calculator uses declared value for calculation. Toggle navigation. Sum Assured Death Sum Assured. Year of Purchase Term Duration Yearly Premium Bands Up to to to Above 10 11 12 13 14 15 16 17 18 Advertisement. Mayur waghmode Wrote : Is loyalty addition for jivan saral is added every year till maturity? Or it's only one time addition at maturity InvestoBite Replied : It is one time addition to maturity sum assured MSA and added in case of death or maturity.

Kulbir Wrote : I think this calculator is not showing correctly. Rahul banerjee Wrote : Hi can you please send me how to calculate the loyalty bonus on jeevan saral plan InvestoBite Replied : Rate of Loyalty Addition is announced by LIC in Rs per thousand of maturity sum assured.

Sabyasachi Ghosh Wrote : I have a Jeeva Saral Plan policy bought on 18th Dec when my age was 44 years with a term of 16 yrs. Kuldip singh Wrote : I want to know that what amount i will get at maturity time InvestoBite Replied : Loyalty rate is available for policies with up to 16 years policy term, please use it.

Dilip Kumar Wrote : Lic table no. Mujhe last time kitna labh milega InvestoBite Replied : Please find your sum assured and term on policy document and use above calculator.

Souvik chakraborty Wrote : I want to know actual amount will got from liv after completion of policy Write Comment Reply. Jagat ram Wrote : Maturity value InvestoBite Replied : Please use above calculator to calculate your maturity amount.

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LIC Jeevan Saral Plan (Table 165) – Review, Benefits & Features

For calculation of maturity amount, this maturity calculator calculates maturity sum assured as per entered Age at the time of purchase, Term and Premium and adds Loyalty addition to provide approx maturity value. This Loyalty Addtion is based on yearly premium bands and policy term. Following table provides Loyalty Addition rates for Financial Year Nitin Garg Wrote : InvestoBite Replied : Loyalty Additions per thousand of maturity sum assured MSA is declared every year and the same will be applicable for maturity or death claim. Write Comment Reply. Vijay Patil Wrote :

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LIC Jeevan Saral (Plan No: 165) Maturity Calculator

Welcome to the LIC Solutions tab. This is a dynamic LIC policy calculator that will display the following vital information about your LIC policy or policies:. At OneInsure, our technology-driven team is always innovating and looking for ways to make your insurance experience more easy, intuitive, and effortless. This LIC return calculator is an effort in that direction. This feature is also available in the OneInsure app , of course.

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